Switch to a new fixed rate product

If your current fixed rate product is coming to an end or you are already on a variable rate with Gatehouse Bank, our quickest way to switch to a new product is to use our online portal.

We’ll show you all the products that are available to you. You will be able to compare different options against your current terms and complete a product switch online.

If you start to apply online but decide you’d like some help, our expert advisers are always ready to support you.

  • Switching to a new product is easy. The whole process takes only 10-15 minutes.
  • No early redemption charges if within the last 3 months of your current fixed rate
  • No legal fees or valuation charges
  • All products will start on the 1st of a month
  • Any applicable product fees can be paid during the switch process

Planning to make an additional acquisition payment before starting a new product?

If you intend to make an additional acquisition payment, to reduce the finance balance that rent is charged on, please ensure this is done before completing your switch, to avoid any applicable early redemption charges that might apply to a new product.

Am I eligible to use the online switch portal?

You must meet following conditions.

  • Have less than 4 months remaining on your existing fixed term product or already be on a variable rate
  • Don't require financial advice
  • Don't intend to change the terms of finance

Need to speak to a customer services adviser?

If you need help and would like to speak with us, you can call our customer services team on:

UK: 08000 353 253
International:
+44 20 7070 6960
Opening hours:
Monday to Friday 9am – 5pm UK time

If you have any general questions or questions about our online product switch portal, please visit our FAQs for further information.

Our products for existing customers

To review the products, we currently offer please click below:

Home Purchase Buy-to-Let


Product Switch FAQs

YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP WITH THE PAYMENTS ON YOUR PURCHASE PLAN.