From your first enquiry to your moving date, our home purchase plans work in a similar way to a conventional mortgage.
Why finance your home with us?
A home purchase plan offers you a Shariah-compliant alternative to a mainstream mortgage, with competitive rates and an ethical approach. You can use it just like a conventional mortgage to buy or refinance your home.
With a home purchase plan you buy the property jointly with us - your deposit is your stake, and we fund the rest. Once all your payments are made, you’ve bought us out, and the deed of the property transfers to you. You can sell any time, and there are no early payment charges.
Am I eligible?
Wherever you live, you can apply for home finance if you meet these criteria:
- Buying property in England or Wales
- Seeking finance of at least £150,000
- Minimum age 18 years (UK residents) / Minimum age 21 years (Expat/International residents)
- Earning at least £15,000 (UK residents) / £25,000 (Expat/International residents)
Here to help
To help answer all your questions, we have a comprehensive FAQ section. We also have some handy calculators you might find useful, along with details of all our products. Links to these pages can also be found below.
Get in touch
We have a team of experienced and qualified advisers on hand to help you every step of the way. We offer a full advice service and do not charge a fee for advice given. We’d love to hear from you - find out the different ways to get in touch.
Home purchase plans - the mortgage alternative
What our customers are saying about us
“My family and I cannot thank you enough. The service you provided us with was first-rate and we want offer our sincerest gratitude for all the hard work you have done. The speedy email responses that you provided was vital in allowing the solicitors to conduct their works, and you responded to each one professionally was so reassuring. Where I am constantly finding that companies are providing poor customer service, you were the complete opposite.”
– Andrew S, DubaiApply for Home Finance and Contact Us
“I am really happy with the adviser's support and professionalism in completing my application. The whole process was a very thorough and a long-winded one, but we eventually got there. Thanks to the adviser's help and his 'easy to approach' mannerism.”
– Shah S, ManchesterApply for Home Finance and Contact Us
“Good service and reasonable rates for Islamic financial products.”
– Mohamad A, Sutton ColdfieldApply for Home Finance and Contact Us
“Our adviser was very professional, always calm and extremely helpful in our mortgage application process. I was overseas when the application was made, making the application more complicated and difficult. Without our adviser's continued support I may have chosen to take a different route to getting a mortgage. Well done and thanks again.”
– Joseph P, South KoreaApply for Home Finance and Contact Us
“The adviser navigated me through the complicated process of refinancing my property with a Shariah compliant lender, always on hand to answer my questions and expiating were possible. I would not hesitate to recommend her.”
– Abdul H, LondonApply for Home Finance and Contact Us
“As a first time buyer, I had several questions. I sent in my enquiry and within a space of few hours, I received a callback. I spoke to an adviser who listened to my questions and explained the full process thoroughly. His customer service skills and knowledge was exceptional. Having spoken with him, I am eager to use Gatehouse Bank for my Shariah finance. I am happy I spoke to someone as now I have a better understanding of the process. Thank you!”
– Sofia J, MaidenheadApply for Home Finance and Contact Us
“It is not easy to do a property transaction as a British expat 6,000 miles away from the UK. When challenges happen you need a team that is committed to their work and in finding "win-win" solutions and to take the lessons learned into the future. The only way to get to the finish line is to have patience, to communicate and to provide the information required..then things will happen with Gatehouse and that has been my experience ...thank you, gracias.”
– Pancho N, JohannesburgApply for Home Finance and Contact Us
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.