International Resident and UK Expat Buy-to-Let
We specialise in providing property finance for International residents and UK Expats living overseas looking to purchase or refinance investment property in England & Wales. Since 2017, our experienced Broker team and qualified Direct Advisers have helped overseas landlords and homebuyers to access over £630million of property finance.
Why use Gatehouse Bank for International and UK Expat Buy-to-Let property investment?
- 100% of overseas income accepted
- Applications considered from UK Expats and Foreign Nationals living overseas from over 150 worldwide locations
- No UK Credit Footprint or UK address required
- Top Slicing accepted for both UK Expats and International residents
- Up to 80% FTV including new build houses and flats
- Finance from £75k up to £10m (£10m for BTL portfolios, by referral)
- First Time Buyers / First Time Landlords accepted
- Portfolio landlords – no limit on the number of properties
- Finance available to individuals, UK registered Limited Companies, SPVs and LLPs
- Flats and studios from 30m2 considered
- HMOs (UK Expats Only) and MUFBs with no upper limit on rooms or flats
- Applications are individually assessed – flexible approach taken
- No limit on the number of floors in a block (ex-local authority properties max 5 floors including ground)
- Short lease properties with 70+ years remaining considered
- Can consider retained profits
- No assets under management or deposits held on account required
Find out more and get in touch
Our website has our up-to-date products and criteria, along with useful calculators. If you are not already registered, use this link to submit a case and receive important product updates from us.
To get in contact with us, please telephone (within UK) 08000 356 544 or (outside UK) +44 20 7070 6065 (Mon-Fri, 9am-5pm UK time). Alternatively, our BDMs are available and would be delighted to arrange an appointment to discuss how Gatehouse can help you and your clients.
International and Expat Brochure
With offices in London, Birmingham, Milton Keynes and Wilmslow, Gatehouse Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA).