Home Purchase Plan Products
We have a range of competitive products for UK residents, UK Expats and International residents. Our products provide a Shariah-compliant alternative to a conventional mortgage and are available to clients who are employed, self-employed or contractors. You can filter your product search by Residency options, product term and maximum FTV required.
For more information on our Green Home Finance products, please click here.
Home Purchase Plan products - UK Residents
Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value | Min/Max Finance Amount | Application Fee | Product Fee | Early Redemption Charge | More Info & Apply | |
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Home Purchase Plan products - UK Residents. Our Standard Variable Rate (SVR) is currently 8.00%. | |||||||||
Product Name
Green - Fixed for 2 years
(GHFU1608)
|
Initial Rental Rate
5.89%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 2 years
(GHFU1609)
|
Initial Rental Rate
5.99%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 2 years
(GHFU1600)
|
Initial Rental Rate
6.49%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
90%
|
Min/Max Finance Amount £75k to £750k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase and refinance up to 90% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 2 years
(GHFU1601)
|
Initial Rental Rate
6.89%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
95%
|
Min/Max Finance Amount £75k to £600k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase only up to 95% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 5 years
(GHFU1610)
|
Initial Rental Rate
5.85%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 5 years
(GHFU1611)
|
Initial Rental Rate
5.95%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 5 years
(GHFU1602)
|
Initial Rental Rate
6.39%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
90%
|
Min/Max Finance Amount £75k to £750k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase and refinance up to 90% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge
During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Green - Fixed for 5 years
(GHFU1603)
|
Initial Rental Rate
6.79%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
95%
|
Min/Max Finance Amount £75k to £600k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase only up to 95% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU1612)
|
Initial Rental Rate
5.99%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU1613)
|
Initial Rental Rate
6.09%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU1604)
|
Initial Rental Rate
6.59%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
90%
|
Min/Max Finance Amount £75k to £750k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase and refinance up to 90% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge
During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU1605)
|
Initial Rental Rate
6.99%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
95%
|
Min/Max Finance Amount £75k to £600k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase only up to 95% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFU1614)
|
Initial Rental Rate
5.95%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFU1615)
|
Initial Rental Rate
6.05%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £149 |
Product Fee £499 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFU1606)
|
Initial Rental Rate
6.49%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
90%
|
Min/Max Finance Amount £75k to £750k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase and refinance up to 90% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge
During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFU1607)
|
Initial Rental Rate
6.89%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
95%
|
Min/Max Finance Amount £75k to £600k |
Application Fee £149 |
Product Fee £999 |
Early Redemption Charge Yes (see 'More Info') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum Finance to Value (FTV)Available for home purchase only up to 95% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
Home Purchase Plan products - UK Expats
Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value | Min/Max Finance Amount | Application Fee | Product Fee | Early Redemption Charge | More Info & Apply | |
---|---|---|---|---|---|---|---|---|---|
Home Purchase Plan products - UK Expats. Our Standard Variable Rate (SVR) is currently 8.00%. | |||||||||
Product Name
Green - Fixed for 2 years
(GHFE1616)
|
Initial Rental Rate
6.19%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees
The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Green - Fixed for 2 years
(GHFE1617)
|
Initial Rental Rate
6.39%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Green - Fixed for 5 years
(GHFE1618)
|
Initial Rental Rate
6.09%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65%
Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Green - Fixed for 5 years
(GHFE1619)
|
Initial Rental Rate
6.29%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 2 years
(HFE1620)
|
Initial Rental Rate
6.29%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 2 years
(HFE1621)
|
Initial Rental Rate
6.49%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFE1622)
|
Initial Rental Rate
6.19%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(HFE1623)
|
Initial Rental Rate
6.39%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £199 |
Product Fee £699 |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
Home Purchase Plan products - International Residents
Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value | Min/Max Finance Amount | Application Fee | Product Fee | Early Redemption Charge | More Info & Apply | |
---|---|---|---|---|---|---|---|---|---|
Home Purchase Plan products - International Residents. Our Standard Variable Rate (SVR) is currently 8.00%. | |||||||||
Product Name
Green - Fixed for 2 years
(GHFN1624)
|
Initial Rental Rate
6.39%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Green - Fixed for 2 years
(GHFN1625)
|
Initial Rental Rate
6.59%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Green - Fixed for 5 years
(GHFN1626)
|
Initial Rental Rate
6.29%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Green - Fixed for 5 years
(GHFN1627)
|
Initial Rental Rate
6.49%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
Green Product OfferingThis product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 2 years
(HFN1628)
|
Initial Rental Rate
6.49%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 2 years
(HFN1629)
|
Initial Rental Rate
6.69%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFN1630)
|
Initial Rental Rate
6.39%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 65% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
|||||||||
Product Name
Fixed for 5 years
(HFN1631)
|
Initial Rental Rate
6.59%
|
Follow-on Rental Rate Standard Variable Rate |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £75k to £5m* |
Application Fee £299 |
Product Fee 1% (Min. £999) |
Early Redemption Charge Yes (see 'More Info & Apply') |
Min/Max Finance Amount
More Info & Apply Online
|
|
More information you need to know
FeesThe Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 *We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV)Available for home purchase only up to 80% Please note the property must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Additional PaymentsDuring a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption ChargeDuring a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental RateThe Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Our Standard Variable Rate (SVR) is currently 8.00%.