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THIS SECTION IS FOR PROFESSIONAL INTERMEDIARY USE ONLY

What is the purpose of the Finance?

Home Purchase

Buy-to-Let

Finance Requirements

Total amount of finance

Finance agreement required

Acquisition & Rent

Rent Only

Finance Term

(maximum: 35 years for Home Purchase / 30 years for Buy-to-Let UK Residents and 25 years for Buy-to-Let non-UK residents)

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Your Results

Home Purchase products for £100,000 over a 25 year term, based on an Acquisition & Rent agreement.

Please note that the information provided is for illustrative purposes only and does not constitute any form of finance offer or advice. Minimum/Maximum finance amounts and finance terms may differ between our various finance products. If you require further information, please contact us.

Buy-to-Let products - UK residents /entities

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFU272)	Initial Monthly Payment £0.00	Initial Rental Rate 3.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU273)	Initial Monthly Payment £0.00	Initial Rental Rate 3.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU274)	Initial Monthly Payment £0.00	Initial Rental Rate 4.00%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU275)	Initial Monthly Payment £0.00	Initial Rental Rate 4.20%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates
Product Name Fixed for 2 years (BFU276)	Initial Monthly Payment £0.00	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU277)	Initial Monthly Payment £0.00	Initial Rental Rate 4.40%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU278)	Initial Monthly Payment £0.00	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU279)	Initial Monthly Payment £0.00	Initial Rental Rate 4.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Incentives None	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products - UK Expats

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFE280)	Initial Monthly Payment £0.00	Initial Rental Rate 3.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE281)	Initial Monthly Payment £0.00	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE282)	Initial Monthly Payment £0.00	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE283)	Initial Monthly Payment £0.00	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates
Product Name Fixed for 2 years (BFE284)	Initial Monthly Payment £0.00	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE285)	Initial Monthly Payment £0.00	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE286)	Initial Monthly Payment £0.00	Initial Rental Rate 4.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE287)	Initial Monthly Payment £0.00	Initial Rental Rate 4.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products – International residents /entities

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFN288)	Initial Monthly Payment £0.00	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN289)	Initial Monthly Payment £0.00	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN290)	Initial Monthly Payment £0.00	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN291)	Initial Monthly Payment £0.00	Initial Rental Rate 4.74%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates
Product Name Fixed for 2 years (BFN292)	Initial Monthly Payment £0.00	Initial Rental Rate 5.24%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN293)	Initial Monthly Payment £0.00	Initial Rental Rate 5.44%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN294)	Initial Monthly Payment £0.00	Initial Rental Rate 5.59%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN295)	Initial Monthly Payment £0.00	Initial Rental Rate 5.79%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Home Purchase Plan products - home purchase & refinance

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Home Purchase Plan (HPP) - UK Residents
Product Name Fixed for 2 years (HFU260)	Initial Monthly Payment £0.00	Initial Rental Rate 3.44%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 65%	Incentives None	Application Fee £499	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £125,000 and it must be located in England or Wales Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU261)	Initial Monthly Payment £0.00	Initial Rental Rate 3.64%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 80%	Incentives None	Application Fee £499	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU262)	Initial Monthly Payment £0.00	Initial Rental Rate 3.74%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 65%	Incentives None	Application Fee £499	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU263)	Initial Monthly Payment £0.00	Initial Rental Rate 4.00%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 80%	Incentives None	Application Fee £499	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Home Purchase Plan (HPP) - UK Expat
Product Name Fixed for 2 years (HFE264)	Initial Monthly Payment £0.00	Initial Rental Rate 3.74%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 65%	Incentives None	Application Fee £699	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFE265)	Initial Monthly Payment £0.00	Initial Rental Rate 3.94%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 80%	Incentives None	Application Fee £699	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE266)	Initial Monthly Payment £0.00	Initial Rental Rate 3.94%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 65%	Incentives None	Application Fee £699	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE267)	Initial Monthly Payment £0.00	Initial Rental Rate 4.14%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 80%	Incentives None	Application Fee £699	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Home Purchase Plan (HPP) - International Residents
Product Name Fixed for 2 years (HFN268)	Initial Monthly Payment £0.00	Initial Rental Rate 4.14%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 65%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFN269)	Initial Monthly Payment £0.00	Initial Rental Rate 4.40%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 75%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Debt consolidation is not allowed. Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN270)	Initial Monthly Payment £0.00	Initial Rental Rate 4.39%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 65%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN271)	Initial Monthly Payment £0.00	Initial Rental Rate 4.59%	Follow-on Rental Rate 3.85% (Standard Variable Rate)	Maximum Finance to Value 75%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Debt consolidation is not allowed. Please note the minimum property value required is £135,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 35 years Acquisition & Rent 35 years Early Payment Charge None Incentives None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

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