Home Purchase Plan (HPP) - UK residents |
Product Name
Fixed for 2 years
(HFU148)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
2.99%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £50,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 65%
Refinance 65%
Debt consolidation is not allowed
Please note the minimum property value required is £80,000 and it must be located in England or Wales
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 18 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 2 years
(HFU149)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.19%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £50,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 80%
Refinance 80%
For finance exceeding £1m, max FTV is 70%
The maximum FTV for Rent Only is 65% for Home Purchase and Refinance.
Debt consolidation is not allowed.
Please note the minimum property value required is £80,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 18 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 5 years
(HFU150)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.25%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £50,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 65%
Refinance 65%
Debt consolidation is not allowed.
Please note the minimum property value required is £80,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 18 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 5 years
(HFU151)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.49%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £50,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 80%
Refinance 80%
For finance exceeding £1m, max FTV is 70%
The maximum FTV for Rent Only is 65% for Home Purchase and Refinance.
Debt consolidation is not allowed.
Please note the minimum property value required is £80,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 18 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Home Purchase Plan (HPP) - UK Expat |
Product Name
Fixed for 2 years
(HFE152)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.29%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Incentives None |
Application Fee £699 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 65%
Refinance 65%
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 2 years
(HFE153)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.49%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Incentives None |
Application Fee £699 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 80%
Refinance 80%
For finance exceeding £1m, max FTV is 70%
The maximum FTV for Rent Only is 65% for Home Purchase and Refinance.
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 5 years
(HFE154)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.49%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Incentives None |
Application Fee £699 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 65%
Refinance 65%
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 5 years
(HFE155)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.74%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Incentives None |
Application Fee £699 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 80%
Refinance 80%
For finance exceeding £1m, max FTV is 70%
The maximum FTV for Rent Only is 65% for Home Purchase and Refinance.
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Home Purchase Plan (HPP) - International residents |
Product Name
Fixed for 2 years
(HFN156)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.69%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Incentives None |
Application Fee 1% |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 65%
Refinance 65%
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 2 years
(HFN157)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.95%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
75%
|
Incentives None |
Application Fee 1% |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 75%
Refinance 75%
For finance exceeding £1m, max FTV is 70%
The maximum FTV for Rent Only is 65% for Home Purchase and Refinance.
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 5 years
(HFN158)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Incentives None |
Application Fee 1% |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 65%
Refinance 65%
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|
Product Name
Fixed for 5 years
(HFN159)
|
Initial Monthly Payment
£0.00
|
Initial Rental Rate
4.19%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
75%
|
Incentives None |
Application Fee 1% |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
More information you need to know
Fees
The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details.
Finance Amount
Minimum finance amount £75,000
Maximum finance amount £2.5m
Maximum Finance to Value (FTV)
Home Purchase 75%
Refinance 75%
For finance exceeding £1m, max FTV is 70%
The maximum FTV for Rent Only is 65% for Home Purchase and Refinance.
Debt consolidation is not allowed.
Please note the minimum property value required is £100,000 and it must be located in England or Wales.
Finance Terms
Minimum term 5 years
Maximum terms:
- Rent Only 35 years
- Acquisition & Rent 35 years
Early Payment Charge
None
Incentives
None
Maximum number of applicants
Up to 4 applicants (income considered from two highest earning applicants only)
Age Restrictions
Minimum age 21 years
Maximum age at end of finance term 75 years or retirement age if earlier
Overpayments
No overpayments can be made during the fixed term period.
Standard Variable Rate
Our SVR (Standard Variable Rate) is currently 3.85%
Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion.
Find out More or Apply
We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
|