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THIS SECTION IS FOR PROFESSIONAL INTERMEDIARY USE ONLY

What is the purpose of the Finance?

Home Purchase

Buy-to-Let

Finance Requirements

Total amount of finance

Finance agreement required

Acquisition & Rent

Rent Only

Finance Term

(maximum: 40 years for Home Purchase / 30 years for Buy-to-Let UK Residents and 25 years for Buy-to-Let non-UK residents)

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Home Purchase products for £100,000 over a 25 year term, based on an Acquisition & Rent agreement.

Please note that the information provided is for illustrative purposes only and does not constitute any form of finance offer or advice. Minimum/Maximum finance amounts and finance terms may differ between our various finance products. If you require further information, please contact us. Please note that the Rent Only finance option for Home Purchase Plans is currently unavailable to new customers.

Buy-to-Let products - UK residents /entities

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 2 years (GBFU1366)	Initial Monthly Payment £0.00	Initial Rental Rate 7.14%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFU1410)	Initial Monthly Payment £0.00	Initial Rental Rate 7.34%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU1368)	Initial Monthly Payment £0.00	Initial Rental Rate 7.50%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU1411)	Initial Monthly Payment £0.00	Initial Rental Rate 7.64%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU1370)	Initial Monthly Payment £0.00	Initial Rental Rate 7.24%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU1412)	Initial Monthly Payment £0.00	Initial Rental Rate 7.44%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1372)	Initial Monthly Payment £0.00	Initial Rental Rate 7.60%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1413)	Initial Monthly Payment £0.00	Initial Rental Rate 7.74%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GBFU1374)	Initial Monthly Payment £0.00	Initial Rental Rate 7.64%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU1414)	Initial Monthly Payment £0.00	Initial Rental Rate 7.79%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1376)	Initial Monthly Payment £0.00	Initial Rental Rate 7.74%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1415)	Initial Monthly Payment £0.00	Initial Rental Rate 7.89%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products - UK Expats

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GBFE1380)	Initial Monthly Payment £0.00	Initial Rental Rate 7.50%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE1416)	Initial Monthly Payment £0.00	Initial Rental Rate 7.74%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1384)	Initial Monthly Payment £0.00	Initial Rental Rate 7.60%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1417)	Initial Monthly Payment £0.00	Initial Rental Rate 7.84%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GBFE1386)	Initial Monthly Payment £0.00	Initial Rental Rate 8.04%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE1418)	Initial Monthly Payment £0.00	Initial Rental Rate 8.29%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1388)	Initial Monthly Payment £0.00	Initial Rental Rate 8.14%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1419)	Initial Monthly Payment £0.00	Initial Rental Rate 8.39%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products – International residents /entities

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GBFN1392)	Initial Monthly Payment £0.00	Initial Rental Rate 7.84%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN1420)	Initial Monthly Payment £0.00	Initial Rental Rate 8.04%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1396)	Initial Monthly Payment £0.00	Initial Rental Rate 7.94%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1421)	Initial Monthly Payment £0.00	Initial Rental Rate 8.14%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure MUFBs Finance Rates. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GBFN1398)	Initial Monthly Payment £0.00	Initial Rental Rate 8.59%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN1422)	Initial Monthly Payment £0.00	Initial Rental Rate 8.79%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1400)	Initial Monthly Payment £0.00	Initial Rental Rate 8.69%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1423)	Initial Monthly Payment £0.00	Initial Rental Rate 8.89%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 25 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Our Standard Variable Rate (SVR) is currently 8.00%.

Home Purchase Plan products - UK Residents

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Home Purchase Plan products - UK Residents. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 2 years (GHFU1342)	Initial Monthly Payment £0.00	Initial Rental Rate 6.99%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GHFU1402)	Initial Monthly Payment £0.00	Initial Rental Rate 7.19%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFU1344)	Initial Monthly Payment £0.00	Initial Rental Rate 7.35%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFU1403)	Initial Monthly Payment £0.00	Initial Rental Rate 7.45%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU1346)	Initial Monthly Payment £0.00	Initial Rental Rate 7.09%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU1404)	Initial Monthly Payment £0.00	Initial Rental Rate 7.29%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU1348)	Initial Monthly Payment £0.00	Initial Rental Rate 7.45%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU1405)	Initial Monthly Payment £0.00	Initial Rental Rate 7.55%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £149	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Home Purchase Plan products - UK Expats

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Home Purchase Plan products - UK Expats. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GHFE1352)	Initial Monthly Payment £0.00	Initial Rental Rate 7.59%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee £699	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFE1406)	Initial Monthly Payment £0.00	Initial Rental Rate 7.79%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee £699	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE1356)	Initial Monthly Payment £0.00	Initial Rental Rate 7.69%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee £699	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE1407)	Initial Monthly Payment £0.00	Initial Rental Rate 7.89%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £199	Product Fee £699	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Home Purchase Plan products - International Residents

Product Name	Initial Monthly Payment	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Home Purchase Plan products - International Residents. Our Standard Variable Rate (SVR) is currently 8.00%.
Product Name Green - Fixed for 5 years (GHFN1360)	Initial Monthly Payment £0.00	Initial Rental Rate 7.79%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFN1408)	Initial Monthly Payment £0.00	Initial Rental Rate 7.99%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN1364)	Initial Monthly Payment £0.00	Initial Rental Rate 7.89%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN1409)	Initial Monthly Payment £0.00	Initial Rental Rate 8.09%	Follow-on Rental Rate Standard Variable Rate	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m	Application Fee £299	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 40 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or intended retirement age if earlier Follow-on Rental Rate The Follow-on Rental Rate will be our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Our Standard Variable Rate (SVR) is currently 8.00%.

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