THIS SECTION IS FOR PROFESSIONAL INTERMEDIARY USE ONLY

A Green Home Finance product rewards customers for purchasing or refinancing an energy efficient home by offering a reduced rental rate on a 2 year or 5 year fixed rate product.

Properties will need a valid Energy Performance Certificate (EPC) rating of A or B to be eligible for one of our Green Home Finance products. A property's rating can be checked on the EPC Register. Products are available to both new and existing customers, who are UK residents, seeking finance up to £500k.

For new build properties that are still being built, the house builder should be asked for the Energy Performance Certificate or predicted energy assessment.

In addition, we will continue to offset the carbon footprint of the property for however long a customer remains with the Bank, subject to the property meeting the required EPC rating of any green products being offered.





We have teamed up with Forest Carbon to offset the emissions of the property.

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We have teamed up with Forest Carbon to offset the carbon footprint of the property for the entire fixed term of the product (two or five years) of every Green Home Finance product.

The average UK home produces 2.9 tonnes of carbon each year*. Every time a customer takes out a Green Home Finance product we will offset those carbon emissions from the footprint. Forest Carbon develops and works with a range of carbon emissions reduction projects around the world.

Whilst the carbon market is still young in the UK, and unable to offer offsets in the short term, around the world it is more mature and projects are delivering immediate carbon savings. We are supporting a mix of renewable energy and nature-based projects.

Carbon savings occur through preventing the emissions that arise from burning fossil fuel and clearing rainforests, and through the capture of emissions by the creation of new forests.

This helps our customers to reduce their carbon footprint, and is a way for us to begin to reduce our financed emissions.

For more information, please see Forest Carbon's website.

*The average UK household’s carbon emissions generated by heating and lighting the home are 2.9 tonnes of CO2 per year. Source: Forest Carbon, April 2022

Forest Carbon develops and works with a range of carbon emissions reduction projects: