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Finance Amount required
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Below £500k
Above £500k

Maximum FTV% required
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65%
80%
90%
95%

Home Purchase Plan products - UK Residents

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Product Fee	Early Payment Charge	More Info & Apply
Home Purchase Plan products - UK Residents
Product Name Green - Fixed for 2 years (GHFU560)	Initial Rental Rate 3.29%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU436)	Initial Rental Rate 3.39%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU448)	Initial Rental Rate 3.19%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £770,000 and it must be located in England or Wales Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GHFU561)	Initial Rental Rate 3.49%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU437)	Initial Rental Rate 3.59%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU449)	Initial Rental Rate 3.39%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance between £2-£3m, max FTV is 75%. For finance exceeding £3m, max FTV is 70% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GHFU556)	Initial Rental Rate 4.15%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 90%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 90% Refinance 90% Debt consolidation is not allowed. Please note the minimum property value required is £84,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU432)	Initial Rental Rate 4.25%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 90%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 90% Refinance 90% Debt consolidation is not allowed. Please note the minimum property value required is £84,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GHFU557)	Initial Rental Rate 4.40%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 95%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to first-time buyers, and this applies to all applicants. A ‘first-time buyer’ is defined as someone that has never owned or been party to finance on a property in the UK or elsewhere. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase up to 95% for houses including new build. Please note that finance for new build flats is only available up to a maximum of 90% FTV. Debt consolidation is not allowed Please note the minimum property value required is £79,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFU433)	Initial Rental Rate 4.50%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 95%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Eligibility This product is only available to first-time buyers, and this applies to all applicants. A ‘first-time buyer’ is defined as someone that has never owned or been party to finance on a property in the UK or elsewhere. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase up to 95% for houses including new build. Please note that finance for new build flats is only available up to a maximum of 90% FTV. Debt consolidation is not allowed Please note the minimum property value required is £79,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFU562)	Initial Rental Rate 3.65%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU438)	Initial Rental Rate 3.75%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU450)	Initial Rental Rate 3.55%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFU563)	Initial Rental Rate 3.75%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU439)	Initial Rental Rate 3.85%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU451)	Initial Rental Rate 3.65%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Product Fee £499	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance between £2-3m, max FTV is 75%. For finance exceeding £3m, max FTV is 70% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFU558)	Initial Rental Rate 4.40%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 90%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 90% Refinance 90% Debt consolidation is not allowed. Please note the minimum property value required is £84,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU434)	Initial Rental Rate 4.50%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 90%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 90% Refinance 90% Debt consolidation is not allowed. Please note the minimum property value required is £84,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GHFU559)	Initial Rental Rate 4.65%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 95%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to first-time buyers, and this applies to all applicants. A ‘first-time buyer’ is defined as someone that has never owned or been party to finance on a property in the UK or elsewhere. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase up to 95% for houses including new build. Please note that finance for new build flats is only available up to a maximum of 90% FTV. Debt consolidation is not allowed Please note the minimum property value required is £79,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFU435)	Initial Rental Rate 4.75%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 95%	Min/Max Finance Amount £75k to £500k	Product Fee £999	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Eligibility This product is only available to first-time buyers, and this applies to all applicants. A ‘first-time buyer’ is defined as someone that has never owned or been party to finance on a property in the UK or elsewhere. Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase up to 95% for houses including new build. Please note that finance for new build flats is only available up to a maximum of 90% FTV. Debt consolidation is not allowed Please note the minimum property value required is £79,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Home Purchase Plan products - UK Expats

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Product Fee	Early Payment Charge	More Info & Apply
Home Purchase Plan products - UK Expats
Product Name Fixed for 2 years (HFE440)	Initial Rental Rate 3.79%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFE452)	Initial Rental Rate 3.59%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFE441)	Initial Rental Rate 3.99%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFE453)	Initial Rental Rate 3.79%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance between £2-3m, max FTV is 75%. For finance exceeding £3m, max FTV is 70% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE442)	Initial Rental Rate 3.99%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE454)	Initial Rental Rate 3.79%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE443)	Initial Rental Rate 4.19%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFE455)	Initial Rental Rate 3.99%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Product Fee £699	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance between £2-3m, max FTV is 75%. For finance exceeding £3m, max FTV is 70% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Home Purchase Plan products - International Residents

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Product Fee	Early Payment Charge	More Info & Apply
Home Purchase Plan products - International Residents
Product Name Fixed for 2 years (HFN444)	Initial Rental Rate 3.99%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFN456)	Initial Rental Rate 3.79%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFN445)	Initial Rental Rate 4.09%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 2 years (HFN457)	Initial Rental Rate 3.89%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance between £2-3m, max FTV is 75%. For finance exceeding £3m, max FTV is 70% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN446)	Initial Rental Rate 4.09%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £500k	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £115,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN458)	Initial Rental Rate 3.89%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV) Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN447)	Initial Rental Rate 4.29%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £500k	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £94,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.
Product Name Fixed for 5 years (HFN459)	Initial Rental Rate 4.09%	Follow-on Rental Rate 4.25% (Standard Variable Rate)	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Product Fee 1%	Early Payment Charge None	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Home Purchase 80% Refinance 80% For finance between £2-3m, max FTV is 75%. For finance exceeding £3m, max FTV is 70% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms This product is only available on an Acquisition & Rent basis Minimum Term: 5 years Maximum Term: 35 years Early Payment Charge None Maximum number of applicants Up to 4 applicants (income considered from two highest earning applicants only) Age Restrictions Minimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our SVR (Standard Variable Rate) is currently 4.25% Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Tariff of Charges – Home Purchase Plan

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Home Purchase Plan products - UK Residents

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Maximum number of applicants

Age Restrictions

Overpayments

Standard Variable Rate

Tariff of Charges

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Maximum number of applicants

Age Restrictions

Overpayments

Standard Variable Rate

Tariff of Charges

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Maximum number of applicants

Age Restrictions

Overpayments

Standard Variable Rate

Tariff of Charges

Find out More or Apply

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Maximum number of applicants

Age Restrictions

Overpayments

Standard Variable Rate

Tariff of Charges

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Maximum number of applicants

Age Restrictions

Overpayments

Standard Variable Rate

Tariff of Charges

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Maximum number of applicants

Age Restrictions

Overpayments

Standard Variable Rate

Tariff of Charges

Find out More or Apply

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge