Buy-to-Let products for Existing Customers
The Buy-to-Let products listed below are available to existing finance customers who have recently received a letter from us regarding their current finance product term, which will shortly come to an end.
Buy-to-Let products - UK residents /entities - for Existing Customers only
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value |
Incentives | Application Fee | Early Payment Charge | More Info & Apply |
|---|---|---|---|---|---|---|---|
| Individual BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFU122BR)
|
Initial Rental Rate
3.19%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFU123BR)
|
Initial Rental Rate
3.65%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
| BTL Finance Rates - Corporate Structure | |||||||
Product Name
Fixed for 2 years
(BFU124BR)
|
Initial Rental Rate
3.45%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFU125BR)
|
Initial Rental Rate
3.90%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
| HMO/MUFB BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFU126BR)
|
Initial Rental Rate
3.95%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
75.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFU127BR)
|
Initial Rental Rate
4.25%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
75.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Buy-to-Let products - UK Expats - for Existing Customers only
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value |
Incentives | Application Fee | Early Payment Charge | More Info & Apply |
|---|---|---|---|---|---|---|---|
| Individual & Corporate Structure BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFE128BR)
|
Initial Rental Rate
3.75%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFE129BR)
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
| Individual & Corporate Structure HMO/MUFB BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFE130BR)
|
Initial Rental Rate
4.15%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
75.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFE131BR)
|
Initial Rental Rate
4.45%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
75.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Buy-to-Let products – International residents /entities - for Existing Customers only
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value |
Incentives | Application Fee | Early Payment Charge | More Info & Apply |
|---|---|---|---|---|---|---|---|
| Individual & Corporate Structure BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFN132BR)
|
Initial Rental Rate
3.90%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFN133BR)
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
80.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
| Individual & Corporate Structure HMO/MUFB BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFN134BR)
|
Initial Rental Rate
4.69%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
75.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFN135BR)
|
Initial Rental Rate
4.99%
|
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value
75.00%
|
Incentives None |
Application Fee £499 |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
EligibilityThis product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. FeesThe application fee is payable once your application has been accepted. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Early Payment ChargeNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.
YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.