Buy-to-Let products for Existing Customers.

For more information on our Green Home Finance products, please click here.

All products UK Residents UK Expats International Residents

Product term
All
2 Year
5 Year

Maximum FTV% required
All
65%
70%
75%

Buy-to-Let products - UK residents /entities - for Existing Customers only

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Maximum Finance Amount	Product Fee	Early Redemption Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates - for Existing Customers only. Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.
Product Name Green - Fixed for 2 years (GBFU1247BR)	Initial Rental Rate 5.89%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFU1248BR)	Initial Rental Rate 6.09%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU1249BR)	Initial Rental Rate 6.25%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU1250BR)	Initial Rental Rate 6.39%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU1251BR)	Initial Rental Rate 5.99%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU1252BR)	Initial Rental Rate 6.19%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1253BR)	Initial Rental Rate 6.35%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1254BR)	Initial Rental Rate 6.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates - for Existing Customers only. Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.
Product Name Green - Fixed for 5 years (GBFU1255BR)	Initial Rental Rate 6.39%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU1256BR)	Initial Rental Rate 6.54%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 70%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1257BR)	Initial Rental Rate 6.49%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU1258BR)	Initial Rental Rate 6.64%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 70%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products - UK Expats - for Existing Customers only

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Maximum Finance Amount	Product Fee	Early Redemption Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates - for Existing Customers only. Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.
Product Name Green - Fixed for 2 years (GBFE1259BR)	Initial Rental Rate 5.99%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFE1260BR)	Initial Rental Rate 6.25%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE1261BR)	Initial Rental Rate 6.25%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE1262BR)	Initial Rental Rate 6.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE1263BR)	Initial Rental Rate 6.09%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE1264BR)	Initial Rental Rate 6.35%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1265BR)	Initial Rental Rate 6.35%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1266BR)	Initial Rental Rate 6.59%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates - for Existing Customers only. Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.
Product Name Green - Fixed for 5 years (GBFE1267BR)	Initial Rental Rate 6.79%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE1268BR)	Initial Rental Rate 7.04%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 70%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1269BR)	Initial Rental Rate 6.89%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE1270BR)	Initial Rental Rate 7.14%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 70%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products – International residents /entities - for Existing Customers only

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Maximum Finance Amount	Product Fee	Early Redemption Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates - for Existing Customers only. Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.
Product Name Green - Fixed for 2 years (GBFN1271BR)	Initial Rental Rate 6.39%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFN1272BR)	Initial Rental Rate 6.59%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN1273BR)	Initial Rental Rate 6.59%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN1274BR)	Initial Rental Rate 6.79%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN1275BR)	Initial Rental Rate 6.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN1276BR)	Initial Rental Rate 6.69%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1277BR)	Initial Rental Rate 6.69%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1278BR)	Initial Rental Rate 6.89%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 75%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates - for Existing Customers only. Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.
Product Name Green - Fixed for 5 years (GBFN1279BR)	Initial Rental Rate 7.34%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN1280BR)	Initial Rental Rate 7.54%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 70%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1281BR)	Initial Rental Rate 7.44%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 65%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN1282BR)	Initial Rental Rate 7.64%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 70%	Maximum Finance Amount £5m	Product Fee £499	Early Redemption Charge Yes (see 'More Info & Apply')	Maximum Finance Amount More Info & Apply Online
More information you need to know Eligibility This product is only available to existing customers who are coming to the end of their current finance term and who meet the appropriate criteria. If you are considering any changes to your existing finance arrangement, you will need to contact us. Fees The product fee is payable once your application has been accepted. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Our Standard Variable Rate (SVR) for existing customers is currently 6.75%. This will change to 7.25% from 1 July 2023.

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Buy-to-Let products - UK residents /entities - for Existing Customers only

Green Product Offering

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Green Product Offering

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Green Product Offering

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Green Product Offering

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Follow-on Rental Rate

Tariff of Charges

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Fees

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

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Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

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Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

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Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Green Product Offering

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Early Redemption Charge

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Follow-on Rental Rate

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Green Product Offering

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Additional Payments

Early Redemption Charge

Age Restrictions