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Buy-to-Let Products

We have a range of competitive products for UK residents, UK Expats and International residents. We offer a range of financing options, from simple single residential investment finance, to more complex structures including property portfolios. We provide finance to individuals, sole proprietors/partnerships, UK registered limited companies and SPV structures. We do not require Assets Under Management. You can filter your product search by Residency options, product term and maximum FTV required.

For more information on our Green Home Finance products, please click here.

All products UK Residents UK Expats International Residents

Product term
All
2 Year
5 Year

Maximum FTV% required
All
65%
75% (HMOs / MUFBs only)
80%

Buy-to-Let products - UK residents /entities

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Buy-to-Let Products – Purchase and Refinance with a 7% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2444)	Initial Rental Rate 3.39%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2445)	Initial Rental Rate 4.85%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2446)	Initial Rental Rate 3.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2447)	Initial Rental Rate 4.95%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 7% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2452)	Initial Rental Rate 3.54%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2453)	Initial Rental Rate 4.99%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2454)	Initial Rental Rate 3.64%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2455)	Initial Rental Rate 5.09%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 7%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products – Purchase and Refinance with a 5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2440)	Initial Rental Rate 4.39%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2441)	Initial Rental Rate 5.25%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2442)	Initial Rental Rate 4.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2443)	Initial Rental Rate 5.35%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2448)	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2449)	Initial Rental Rate 5.39%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2450)	Initial Rental Rate 4.64%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2451)	Initial Rental Rate 5.49%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products – Purchase and Refinance with a 3% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2390)	Initial Rental Rate 5.39%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFU2391)	Initial Rental Rate 5.39%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2392)	Initial Rental Rate 5.65%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2393)	Initial Rental Rate 5.65%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2394)	Initial Rental Rate 5.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2395)	Initial Rental Rate 5.49%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2396)	Initial Rental Rate 5.75%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2397)	Initial Rental Rate 5.75%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 3% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2406)	Initial Rental Rate 5.54%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFU2407)	Initial Rental Rate 5.54%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2408)	Initial Rental Rate 5.79%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2409)	Initial Rental Rate 5.79%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2410)	Initial Rental Rate 5.64%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2411)	Initial Rental Rate 5.64%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2412)	Initial Rental Rate 5.89%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2413)	Initial Rental Rate 5.89%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products - Purchase and Refinance with a 1% (min £999) fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2382)	Initial Rental Rate 5.79%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFU2383)	Initial Rental Rate 5.79%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2384)	Initial Rental Rate 6.05%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2385)	Initial Rental Rate 6.05%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2386)	Initial Rental Rate 5.89%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2387)	Initial Rental Rate 5.89%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2388)	Initial Rental Rate 6.15%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2389)	Initial Rental Rate 6.15%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 1% (min £999) fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFU2398)	Initial Rental Rate 5.94%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 2 years (GBFU2399)	Initial Rental Rate 5.94%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2400)	Initial Rental Rate 6.19%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFU2401)	Initial Rental Rate 6.19%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your property. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2402)	Initial Rental Rate 6.04%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU2403)	Initial Rental Rate 6.04%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2404)	Initial Rental Rate 6.29%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 65%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 65% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU2405)	Initial Rental Rate 6.29%	Follow-on Rental Rate Standard Variable Rate +1.25%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £149	Product Fee 1% (Min. £999)	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products - UK Expats

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Buy-to-Let Products – Purchase and Refinance with a 5% fee . Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2522)	Initial Rental Rate 4.21%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2462)	Initial Rental Rate 6.06%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2523)	Initial Rental Rate 4.31%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2463)	Initial Rental Rate 6.16%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2530)	Initial Rental Rate 4.37%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2468)	Initial Rental Rate 6.08%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2531)	Initial Rental Rate 4.47%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2469)	Initial Rental Rate 6.18%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products – Purchase and Refinance with a 3% fee . Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2520)	Initial Rental Rate 5.21%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2460)	Initial Rental Rate 6.46%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2521)	Initial Rental Rate 5.31%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2461)	Initial Rental Rate 6.56%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 3% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2528)	Initial Rental Rate 5.37%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2466)	Initial Rental Rate 6.48%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2529)	Initial Rental Rate 5.47%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2467)	Initial Rental Rate 6.58%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products - Purchase and Refinance with a 1.5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2518)	Initial Rental Rate 5.96%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2458)	Initial Rental Rate 6.76%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2519)	Initial Rental Rate 6.06%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2459)	Initial Rental Rate 6.86%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with a 1.5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2526)	Initial Rental Rate 5.97%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2464)	Initial Rental Rate 6.76%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2527)	Initial Rental Rate 6.07%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2465)	Initial Rental Rate 6.86%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products - Purchase and Refinance with no fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2516)	Initial Rental Rate 6.71%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2456)	Initial Rental Rate 7.06%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2517)	Initial Rental Rate 6.81%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2457)	Initial Rental Rate 7.16%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMOs & MUFBs – Purchase and Refinance with no fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFE2524)	Initial Rental Rate 6.75%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFE2113)	Initial Rental Rate 7.10%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE2525)	Initial Rental Rate 6.85%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE2115)	Initial Rental Rate 7.20%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £199	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products – International residents /entities

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Product Fee	Early Redemption Charge	More Info & Apply
Buy-to-Let Products – Purchase and Refinance with a 5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2538)	Initial Rental Rate 4.22%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2476)	Initial Rental Rate 6.07%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2539)	Initial Rental Rate 4.32%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2477)	Initial Rental Rate 6.17%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMO & MUFBs – Purchase and Refinance with a 5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2546)	Initial Rental Rate 4.42%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2482)	Initial Rental Rate 6.08%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2547)	Initial Rental Rate 4.52%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2483)	Initial Rental Rate 6.18%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products – Purchase and Refinance with a 3% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2536)	Initial Rental Rate 5.22%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2474)	Initial Rental Rate 6.47%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2537)	Initial Rental Rate 5.32%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2475)	Initial Rental Rate 6.57%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMO & MUFBs – Purchase and Refinance with a 3% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2544)	Initial Rental Rate 5.42%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2480)	Initial Rental Rate 6.47%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2545)	Initial Rental Rate 5.52%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2481)	Initial Rental Rate 6.57%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 3%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Our product fees, of 3% and above, provide a way to make an advance payment in exchange for a reduced rental rate. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products - Purchase and Refinance with a 1.5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2534)	Initial Rental Rate 5.97%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2472)	Initial Rental Rate 6.76%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2535)	Initial Rental Rate 6.07%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2473)	Initial Rental Rate 6.86%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMO & MUFBs – Purchase and Refinance with a 1.5% fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2542)	Initial Rental Rate 5.97%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2478)	Initial Rental Rate 6.77%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2543)	Initial Rental Rate 6.07%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2479)	Initial Rental Rate 6.87%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 1.5%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. The Product Fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let Products - Purchase and Refinance with no fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2532)	Initial Rental Rate 6.71%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2470)	Initial Rental Rate 7.06%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2533)	Initial Rental Rate 6.81%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2471)	Initial Rental Rate 7.16%	Follow-on Rental Rate Standard Variable Rate +1.00%	Maximum Finance to Value 80%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 80% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Buy-to-Let HMO & MUFBs – Purchase and Refinance with no fee. Our Standard Variable Rate (SVR) is currently 7.25%.
Product Name Green - Fixed for 2 years (GBFN2540)	Initial Rental Rate 6.85%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Green - Fixed for 5 years (GBFN2361)	Initial Rental Rate 7.10%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Green Product Offering This product is part of our Green Home Finance range, and is only available for properties with a valid Energy Performance Certificate (EPC) rating of A or B. In addition this product helps to reduce the carbon footprint of your home. For more information, please read our dedicated Green Home Finance page. Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN2541)	Initial Rental Rate 6.95%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 2% of the outstanding balance in year 1; 1% of the outstanding balance in year 2. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN2363)	Initial Rental Rate 7.20%	Follow-on Rental Rate Standard Variable Rate +1.75%	Maximum Finance to Value 75%	Min/Max Finance Amount £75k to £5m*	Application Fee £299	Product Fee 0%	Early Redemption Charge Yes (see 'More Info & Apply')	Min/Max Finance Amount More Info & Apply Online
Apply More information you need to know Fees The Application Fee is payable upon submission of your application and is non-refundable. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £5,000,000 We may consider finance up to £10m by referral. Please contact us for more information. Maximum Finance to Value (FTV) Available for property purchase and refinance up to 75% Please note the property must be located in England or Wales. Finance Terms Minimum Term: 5 years Maximum Term: 30 years Additional Payments During a Fixed Rental Rate Period of the Purchase Plan, an Additional Acquisition Payment (AAP) (often known as ‘lump sum’ payments) can be made up to 10% (subject to minimum payment of £2000) of the outstanding finance balance in each anniversary year without incurring any charge. Any AAP made in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge. An AAP can be made at any time and the payment will be deducted from the outstanding finance amount. Any AAP limits not utilised during an anniversary year cannot be carried over to a subsequent anniversary year. Early Redemption Charge During a Fixed Rental Rate Period of the Purchase Plan, any Additional Acquisition Payments (AAPs) in excess of 10% of the outstanding finance balance in each anniversary year will be subject to an Early Redemption Charge as follows: 3% of the outstanding balance in years 1 and 2; 2% of the outstanding balance in years 3 and 4; 1% of the outstanding balance in year 5. Age Restrictions Minimum age 21 years No maximum age at end of finance term, however, for cases where there is reliance on income to support the affordability, the maximum age is 85 Follow-on Rental Rate This Buy-to-Let product has a margin charged in addition to our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority.* Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

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Buy-to-Let Products

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Buy-to-Let products - UK residents /entities

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Green Product Offering

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Additional Payments

Early Redemption Charge

Age Restrictions

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms