The minimum monthly rental required would be:
The minimum monthly rental required with rental top-up*:
The maximum finance amount we will consider is:
The maximum amount we will consider with rental top-up* is:
* IMPORTANT - We offer a 'Rental Top-up' facility, where personal income may also be taken into consideration. If you require this facility
for your client, you MUST complete an affordability assessment using our Rental Top-up Calculator BELOW and attach the completed results summary PDF when submitting an application.
Rental Top-up Calculator
Eligibility Assessment
Unfortunately, your client does not meet the required criteria needed to allow us to take their personal income as part of the affordability assessment.
Finance to Value (FTV) required
Unfortunately, the Finance to Value required exceeds our maximum limit.
Initial Product Rate Payable
(Our current stress test rate or the initial product rate payable)
Finance Service Coverage Ratio (FSCR)
Monthly Finance Payment (Rent Only basis)
Congratulations! Based on the figures supplied, we can consider your client's application.
Save as PDF
Unfortunately, your client does not meet the required criteria needed to allow us to take their personal income as part of the affordability assessment.
Results
Based on the figures supplied above, your client would need to 'top-up' the following monthly amount from their personal income.
Please complete the Affordability Assessment below
Affordability Assessment
Please note: total monthly expenditure required, not individual expenditure
Credit Commitments inc Mortgage / HPP payments
+ Add note
Transport costs (Including all car costs)
+ Add note
Net monthly income total:
Household expenditure:
(including Rental Top-up):
Congratulations! Based on the figures supplied, we can consider your client's application.
Save as PDF
Unfortunately, your client does not meet the required criteria needed to allow us to take their personal income as part of the affordability assessment.
Please note that the information provided is for illustrative purposes only and does not constitute any form of finance offer or advice. Maximum finance amounts, FTV and term may differ between our various finance products. If you require further information, please contact us.