Buy-to-Let Affordability

We base our Buy-to-Let affordability criteria on monthly payments calculated on a Rent Only basis, irrespective of whether or not you opt for an Acquisition & Rent agreement.

***Please note that our Stress Test margin for product terms of less than 5 years has recently changed and this calculator is yet to be updated to reflect this. However, you can obtain accurate figures for product terms of less than 5 years by selecting ‘Yes’ to the question ‘… 5 Years or more?’ below and inputting the initial product rate plus 3%. We apologise for any inconvenience***