Buy-to-Let Eligibility

Please confirm that you and/or any applicant:

UK Residents & UK Expats:

  • Are buying a property in England or Wales.
  • Seeking finance of at least £75,000 and up to £5m (Up to £10m can be considered by referral).
  • Aged 21 or over.
  • Earning at least £18,000 per year or £32,000 if income top up is required.
  • Employed for a minimum of 3 months with your current employer OR self-employed for a minimum of 2 years.
  • Require a minimum term of 5 years up to a maximum of 30 years.

International customers:

  • Are buying a property in England or Wales.
  • Seeking finance of at least £75,000 and up to £5m (Up to £10m can be considered by referral).
  • Aged 21 or over.
  • Earning at least £18,000 per year or £50,000 if income top up is required.
  • Employed for a minimum of 3 months with your current employer OR self-employed for a minimum of 2 years.
  • Require a minimum term of 5 years up to a maximum of 25 years for UK Expats\International applicants.