Home Purchase Plan Eligibility

Please confirm that you and/or any applicant:

• Are buying or refinancing property in England or Wales.
• Seeking finance of at least £75,000 and up to £5m. If you require finance above £5m up to £10m, please contact a member of our team to discuss before proceeding.
• Aged 18 or over.
• Earning at least £15,000 per year.
• Employed for a minimum of 3 months with your current employer OR
• Self-employed for a minimum of 2 years.
• A resident in the UK or with a minimum of 12 months remaining on your visa.
• A UK resident for tax purposes.
• Require a term of between 5 years and 40 years (subject to a maximum age at the end of the term of 75)

Please note, our maximum finance amounts are:

• For finance up to 80% Finance to Value - £5,000,000. If you require finance above £5m up to £10m, please contact a member of our team to discuss before proceeding.
• For Finance to Value between 80% and 90% the maximum finance is £750,000
• For Finance to Value between 90% and 95% the maximum finance is £600,000