Home Purchase Plan Eligibility

Please confirm that you and/or any applicant:

UK Residents

  • Are buying or refinancing a property in England or Wales.
  • Seeking finance of at least £75,000 and up to £5m. (Up to £10m can be considered by referral).
  • Aged 18 or over.
  • Have a minimum deposit of 20%.
  • Earning at least £15,000 per year.
  • Employed for a minimum of 3 months with your current employer OR self-employed for a minimum of 2 years.
  • You must be permanent resident of the UK or have at least 6 months remaining on your visa.
  • Require a term of between 5 years and 40 years (subject to a maximum age at the end of the term of 75).

UK Expat & International Customers

  • Are buying or refinancing a property in England or Wales.
  • Seeking finance of at least £75,000 and up to £5m. (Up to £10m can be considered by referral).
  • Aged 21 or over.
  • Have a minimum deposit of 20%
  • Earning at least £25,000 per year
  • Employed for a minimum of 3 months with your current employer OR self-employed for a minimum of 2 years.
  • Require a term of between 5 years and 40 years (subject to a maximum age at the end of the term of 75).