THIS SECTION IS FOR PROFESSIONAL INTERMEDIARY USE ONLY

We base our Buy-to-Let affordability criteria on monthly payments calculated on a Rent Only basis, irrespective of whether or not you opt for an Acquisition & Rent agreement.

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Please note, where top slicing/rental top up is required for UK residents, our affordability will be calculated based on declared or ONS expenditure whichever is the higher. This calculator is for illustrative purposes only.

Finance Requirements

Please note: Minimum finance £75,000. Maximum finance available up to 80% of the property value or purchase price (whichever is the lower) up to £2m, 75% up to £3m, and 70% up to £5m. For HMOs/MUFBs 75% up to £3m and 70% up to £5m. For finance above £5m and up to £10m, please contact a member of our team to discuss before proceeding. Please note that HMOs are not available to International Residents.


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Please note we apply a stress rate where applicable

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