Advance notice of product withdrawal and changes to FSCR and stress test rates

Tomorrow, Thursday, 15 November 2022, we will be withdrawing our Buy-to-Let (BTL) 2 year HMO and MUFB product ranges for all UK resident, UK Expat and International resident customers. These changes will take effect from midnight tonight, Wednesday, 14 December.

Any existing DIPs on these products that you wish to progress must proceed to a fully packaged application, including the customer's signature, and be received via our online application system by 11.59pm tonight.

We will also be improving the stress test and Finance Service Coverage Ratio (FSCR) rates and full details will be shared in a further communication.

If you have any queries or require further information our team remains available via phone and email, details of which can be found here.

Thank you for your continued support.