Product and Criteria enhancements, and the withdrawal of 90% & 95% FTV products

We are pleased to confirm the following changes have been made:

• New Buy-to-Let products with reduced rates, subject to a minimum finance amount of £500,000
• Reduced minimum FSCR requirements for applications where top slicing is required
• Reduction in minimum income requirement for International customers using top slicing
• Offer validity period increased to 6 months on all Home Finance cases for new build properties

For further information, please see our updated range of products and criteria.

Product withdrawal

We have now withdrawn our 90% and 95% FTV Home Purchase Plan products.

Any DIPs which have not converted to application have been withdrawn. If an application has not been fully packaged, signed by the applicant(s) and had the application fee paid, it will not be able to proceed.

If you have any queries or require further information our team remains available via phone and email, details of which can be found here.

To review our current service levels, click here.

Thank you for your continued support.