Limited Edition Refinance Fee Saver products – rental rates from 5.34% with no application or product fee

We’re excited to announce the launch of four new products, available exclusively to UK Residents refinancing their property.

Choose from our Home Purchase Plan (HPP) and Buy-to-Let (BTL) options, with competitive fixed rates on both two-year and five-year terms.

Key Benefits:

• No application or product fees
• Attractive fixed rates designed for refinancing customers
• Shariah-compliant solutions tailored for UK residents

Product	HPP 2-year	HPP 5-year	BTL 2-year	BTL 5-year
Rental Rate	5.34%	5.54%	5.69%	5.89%
Product Fee	0	0	0	0
Application Fee	0	0	0	0
Maximum FTV	60%	60%	60%	60%
Finance Amount	£200k-£5m	£200k-£5m	£200k-£5m	£200k-£5m
Finance Term	5-40 years	5-40 years	5-30 years	5-30 years
Availability	New build and existing homes	New build and existing homes	Individuals, UK Ltds and SPVs	Individuals, UK Ltds and SPVs
EPC ratings accepted	A-E	A-E	A-E	A-E

Our new products can be found here.

UK Resident BTL Criteria Highlights

Our criteria for UK resident Buy-to-Let finance includes (but is not limited to):

• Portfolios welcome – no limit on the number of properties
• Flexible ownership – finance available to individuals, UK Limited Companies, SPVs, and LLPs
• Top slicing accepted
• Day-one refinance considered
• No minimum income for self-financing UK BTLs
• Visa eligibility – EEA/EU nationals with pre-settled status, Tier 1 and Tier 2 visas
• Let-to-Buy available
• Property flexibility – no floor limit for purpose-built flats (except ex-local flats: max 5 floors)
• Second homes considered

You can speak to your local BDM and refer to our criteria guides for further information and eligibility.

Our full product range is available to UK residents, UK Expats, International residents and UK registered corporate entities looking to purchase or refinance property in England and Wales.

To review our current service levels, click here.

Thank you for your continued support.